August 23, 2005
Posted in Uncategorized
at 5:05 am
There two articles you should read…
The way you think about property investment is up to you. But since we are not islands we cannot ignore know what others think about the UK property market in 2008: the credit crunch, repossessions, potential house price crash all the good “negative stuff”...
I’ve heard that some big landlords are thinking to themselves this is my year, this is my time and I am going to clear up. But that is not the overwhelming sentiment and certainly not the view of the mainstream press.
Could you imagine in this time of great financial uncertainty if everybody suddenly turn bullish about properties and start to buy like there is no tomorrow, what would happen? Well, if that was to go public then there will be a counteraction to the negative publicity, and eventually the good publicity will outweigh the negative publicity and then the mass media will start “selling” a property boom!
I read two articles are offering an alternative perspective:
Buy to let will soften housing downturn
Record high property asking prices in May
Actually, some are saying that 2008 is the year some landlords will have gained greater market share than any other year in the history of property investment. How strange!
James Clark
May 2008.
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Posted in UK Property Finance
at 5:28 am
Friday 30/05/2008
Despite problems with many lenders I have been informed that there are still some good BTL mortgage deals to be had.
For example, I have been informed of a mortgage product that will lend up to 80% of the property’s value with no rental assessment whatsoever!
If you wonder about the rates, they are very competitive, starting at below 5%, loans are available for up to 2 million pounds of borrowing. Even if you have adverse credit you should still apply.
Lenders will require you to have owned the property for 6 months at least to remortgage to them. But some will allow you to do a remortgage sooner than this if you have increased the value of the property through renovation.
If you would like to find out more about this product contact us now.
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Posted in Uncategorized
at 5:46 am
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James Clark
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